OCTOBER 2009, VOLUME 14 NUMBER 7 Editor Maria DiDanieli [email protected] (289) 259-1408 • (888) 599-2228 ext. 247 Maria DiDanieli C hange. It comes to all of us, throughout our lives, and it comes in a vari- ety of forms. We’ve all experienced such wonderful transformations as going from being a child to a teenager to an adult, and from a student to a professional. Many of us have seen our life evolve from existence as a single person into a union with another individual and/or into that unbelievable realm of being a parent. Within each of these incarnations of our selves, there may also be oppor- tunities for change to occur. As a professional, one may choose to alter the direction, or content, of the work one already does. Another life change will occur when one is ready to leave one’s work, either in the form of retirement, relocation, or transition into another career. All of the aforementioned alterations may hold uncertainties. However, each is generally anticipated with promise for new experiences, learning and a continuation of a productive and full life. What happens when a transition involves the decline of the individual’s pro- ductivity, as they have known it, either temporarily or permanently? That is, what happens if you become sick – I refer to critical and/or long-term illness – or if you are hurt enough that you cannot work? These are situations that people look to with apprehension, not only for their own well-being but for the viability of their professional situation, and the survival of their families or other dependants. It’s a scary thought, for sure. But the outlook, for each aspect of one’s life that is touched by absence from work, does not have to be bleak. For DCs, there are formidable rehabilitation and back-to-work programs available. Fur- thermore, with open and honest foresight, your practice and dependants will not be without protection, if you cannot work. Even if the bottom line be- comes that you must permanently reduce your work capacity, or cannot work anymore, there is still promise that you can tackle this sort of life change with an appreciable degree of dignity and success. I welcome you to our annual practice management issue wherein, this year, Canadian Chiropractor presents its readers with a frank discussion about the various types of change that DCs may undertake, or face, within practice. Katerina Paganos, in partnership with the Canadian Chiropractic Association, talks about critical illness and disability as it pertains to the DC. Lloyd Man- ning talks about selling your practice when retiring or phasing out, whatever the reason. Dr. Rhonda Mostyn talks about undertaking a redirection of your practice. Paul and Nancy Philip talk about the importance of working with a financial advisor who is qualified to assist with the financial activities that are necessary in the event of critical illness or injury situations. It is within the most diffi cult human situations or transitions that one can achieve one’s greatest personal victories. But one can’t always do that alone. Fur- thermore, having strategies in place to provide for the transient uncertainty that may accompany life’s challenges can optimize many aspects of the outcome. With this issue, we hope to initiate a dialogue of planning for DCs, especially as it pertains to those aspects of practice that, if properly managed, can make the chal- lenge of any transition easier to overcome. Bien à vous, 6 • CANADIAN CHIROPRACTOR | OCTOBER 2009 Associate Publisher Christine Livingstone [email protected] (519) 429-5173 • (888) 599-2228 ext. 239 Sales Assistant Ryan Culver [email protected] (519) 429-5183 • (888) 599-2228 ext. 219 Production Artist Krista Misener Group Publisher Martin McAnulty [email protected] President Mike Fredericks [email protected] Mailing Address P.O. Box 530, 105 Donly Drive South, Simcoe, ON N3Y 4N5 PUBLICATION MAIL AGREEMENT #40065710 RETURN UNDELIVERABLE CANADIAN ADDRESSES TO CIRCULATION DEPT., P.O. BOX 530, SIMCOE, ON N3Y 4N5 e-mail: [email protected] Canadian Chiropractor is published eight times a year: February, April, May, June, July/August, September, October and December. Published and printed by Annex Publishing & Printing Inc., 105 Donly Drive South, Simcoe, ON N3Y 4N5 Printed in Canada ISSN 1488-6952 Circulation e-mail: [email protected] Tel: (866) 790-6070 ext. 207 Fax: (877) 624-1940 Mail: P.O. Box 530, Simcoe, ON N3Y 4N5 Subscription Rates Canada – 1 Year $29.68 (includes GST - #867172652RT0001) USA – 1 Year $34.95 (US Funds) Foreign – 1 Year $50.00 (US Funds) From time to time, we at Canadian Chiropractor make our subscription list available to reputable companies and organizations whose products and services we believe may be of interest to you. If you do not want your name to be made available, contact our circulation department in any of the four ways listed above. No part of the editorial content of this publication may be reprinted without the publisher’s written permission. ©2009 Annex Publishing & Printing Inc. All rights reserved. Opinions expressed in this magazine are not necessarily those of the editor or the publisher. No liability is assumed for errors or omissions. All advertising is subject to the publisher’s approval. Such approval does not imply any endorsement of the products or services advertised. Publisher reserves the right to refuse advertising that does not meet the standards of the publication. www.canadianchiropractor.ca editor’s note