flexible Benefits, Increased Savings Tax-deductible health care for your practice Stacey Aarssen is an insurance specialist with expertise in meet- ing the individual needs and best interests of her clients. She and her husband John live in Elora, Ontario, with their three daughters. Together, in their financial business, Stacey and John work to help oth- ers achieve their financial goals through investment coaching, and travel, health and life insurance services. I n the eye of the business owner, wellness, for a company, can mean several things. Busi- ness owners – whether the business is large or small – have similar ideas in that they all want their businesses to succeed. Employees can have a huge effect on the success of any business, and a happy employee is one that will be the most beneficial to your business. Good health-care coverage is one way to keep employees satisfied. With the economy the way it has been in the last few months, it is imperative to keep your business competitive. Employees value an employee benefit plan that offers choice and flexibility. The cost of providing an employee benefit plan has risen dramatically, in recent years, but a health and welfare trust, or health spending account, can provide employers with the cost certainty and flexibility they need to move forward. These benefits programs do not restrict where the allotted dollars per employee are utilized. HEALTH CArE IS NOW TAX-DEDUCTIBLE A solution for businesses, through new Canada Revenue Agency legislation, has al- lowed business owners to deduct fully 100 per cent of their health-care costs as a busi- ness expense. Anyone who owns a business – whether self-employed or incorporated – of any size, as well as their employees and dependants, can qualify. A health and welfare trust, or health spending account, is designed to meet all the medical and dental needs of employees. Items that are covered under tradition- al employee benefits are all covered under a health and welfare trust, or health spending 40 • CANADIAN CHIROPRACTOR | APRIL 2009 www.canadianchiropractor.ca Stacey Aarssen feature
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