W , We ve Got Your Back As of January 1st, 2009, the occupational classifi cation for chiropractors was downgraded from a 4A occupation class to a 2A by some insurers for individual policies. This change would result in substantially higher disability premiums for chiropractors. However, the discounted cost and strong plan designs offered by the CCA Group Insurance plan through Morneau Sobeco remain secure, and will not be impacted by this change. We all need protection – for our health, our families, our fi nances. But fi nding an insurance program that is adjustable and affordable can be time consuming and frustrating. When it comes to your health, your family and your income, why take unnecessary risks? The downgrade in occupational classifi cation and the negative impacts it will have on any chiropractors applying for individual disability coverage provides yet another reason why CCA Group Insurance is the best choice for new and current chiropractors. If you, or other chiropractors you know, are looking for strong benefi t and disability plan designs at discounted rates, please contact Morneau Sobeco toll free at 1-888-504-2444, or email us at [email protected]. You care for others; it’s time we care for you.